Financing Made Simple
We partner with trusted banks to offer flexible payment options. Apply in-store in just 5 minutes.
Our Financing Options
Financing your jewelry purchase is simple with Lyles DeGraziers. We offer competitive financing through Synchrony Bank, with an easy in-store application that takes just a few minutes. Our consultants will guide you through every step with care and discretion.
Same Day Approval
We typically hear back about financing applications within minutes.
Multiple Payment Options
Choose from flexible fixed or deferred payment plans that fit your lifestyle.
Frequently asked financing questions
What do I need to apply?
Two forms of ID. A valid driver’s license and a credit or bank card work well.
What are the terms & conditions?
If your purchase is eligible for a return, a refund will be issued to the original form of payment. All returns must meet our return policy.
What happens to my loan if I return my order?
Your payments will process through the financing lender under the specified terms upon which you agreed.
Do I have to pay in full before my item is shipped?
If your loan is approved to cover the entire purchase amount, you will not be required to place a down payment. However, if your loan only covers a portion of your total purchase, you will be required to pay the balance in full.
Is a downpayment required?
All terms and conditions vary on a loan by loan basis. Make an appointment with a consultant for more details.
Can I still apply with bad credit?
If you’re interested in purchasing a diamond, we welcome you to come in and speak with our certified Diamond Consultants. They can guide you through a variety of payment options to find the one that best matches your needs!